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Save $20,000 at closing, and $150,000 on interest with non-public rates.1
10 year ARM - JUMBO2
5.75% No points Purchase / 6.171% APR, 20% Down
5.875% No-cost Refi / 6.311% APR, 80% LTV, Lender Credits cover all fees.
15% Down, no PMI also available
Additional discount up to 0.625% rate reduction for banking relationship available.
ARMs - Loans ≤ $766,5503
3 year ARM - 5.625% / 6.48% APR
5 year ARM - 5.75% / 6.374% APR
7 year ARM - 5.875% / 6.321% APR
10 year ARM - 6.0% / 6.277% APR
All rates have no points and $0 Origination, Purchase or Refi at 80% LTV.
30 year Fixed, Loans ≤ $766,5504
6.625% No points Purchase / 6.641% APR, 20% Down
* Please see Pricing Disclosures below for details.
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“I ended up saving $25,000 in down payment, $7,600 in point charges, I got $4,000 lender's credit, and I saved almost 0.375% in my interest rate.”
Arjun S.
“[they] surprised me by getting, almost 0.5% less than what I was already getting with almost $15,000 worth of credits.”
Nitin B.
Not under contract, but want to learn more?
Pricing Disclosures
Pricing effective as of Nov 5, 2024. Terms & Conditions Apply - NMLS 2613159
No prepayment penalties. No First-Time Homebuyer requirement. No income limit requirement. Examples of refinancing are not cash-out options.
Either primary or vacation home may be required. Either good or excellent credit may be required. Single unit, detached home may be required. 30-60 day lock period. No 2nd loans or lines of credit on property. Impounds may be required. Other property and borrower qualifications apply.
Loan interest rate is not locked and is susceptible to market fluctuations. Your actual rate, payment, and costs could be higher. Obtain an official Loan Estimate disclosure before choosing a loan.
1 Based on FUNDED customers' average savings on a $1,200,000 loan.
2 10 year ARM JUMBO examples reflect: 30 year fully amortized loan with 360 monthly payments; first adjustment period on month 121 and every 6 months after; maximum increase of 5%, and all subsequent changes with maximum 1% increase; APR figures that assume loan amount of $1,200,000; minimum loan amount of $766,551 required; "no-cost Refi" refers to large lender credits to offset all transaction fees which do not include future taxes nor interest.
3 Loan Amounts ≤ $766,550 ARMs examples reflect: APR figures that assume loan amount of $766,550; 30 year fully amortized loan with 360 monthly payments; initial rate adjustment occurs after fixed period, and every year after with maximum annual increase of 2.5%; lifetime maximum increase 5% of initial rate.
4 30 year FIX example reflects: APR figure assumes loan amount of $766,550.